Laura Thompson
About Laura Thompson
Posts by Laura Thompson:
Is it Possible to Fund a Buy-Sell Agreement with a Personally Owned Policy?
Situation: Nearly all buy-sell agreements that use life insurance as a funding vehicle do not have the business owner owning his/her own policy. In an entity purchase arrangement (where the business buys back/redeems a departing owner’s interest), the business is the owner and beneficiary. In a cross purchase arrangement (where the remaining owners purchase interest […]
The Many Ways to Structure a Gift Transfer
Read our print-friendly PDF version The combination of depressed market values and the historically high gift/estate exemption of $13,990,000 (2025 indexed) opens the door to significant wealth transfer planning opportunities for high net worth individuals and their families. While making a gift of an amount equal to a large part of, or all of, the […]
The Four Levels of Gifting
Over the past several months we’ve experienced both legislative and financial market turmoil. On the legislative front after many late-night negotiations the House narrowly passed the “One Big Beautiful Bill” making much of the 2017 Tax Cut and Jobs Act tax legislation permanent. Like many, I closely monitored the portion of the bill dealing with […]
DBS Names Tiffany Gross as Vice President, Chief Underwriter
Diversified Brokerage Services (DBS) is thrilled to announce that Tiffany Gross has been named its new Vice President, Chief Underwriter, reporting to Leah Mahoney, FLMI, PCS, NCCM, Executive Vice President, Operations. Tiffany is an exceptional addition to the team and is well-positioned to lead the Underwriting Department to greater success and innovation, ensuring continued growth […]
Jason Byers Joins DBS as Regional Sales Director for South Territory
Industry Veteran Brings Over Two Decades of ExpertiseDBS is excited to announce the addition of Jason Byers to the team as the new Regional Sales Director for the South Territory. With an impressive career spanning over twenty years in the insurance industry, Jason brings a wealth of knowledge and experience to this role.A Utah native, […]
It’s Time to Change the Focus of ‘Buy Term, Invest the Difference’ Arguments
If you have spent much time listening to financial pundits, you are probably familiar with the phrase “buy term and invest the difference.” This hotly contested concept has been widely discussed in the financial industry for years.1Proponents of this strategy believe that you should purchase a term policy, then invest the difference in premium between […]
Estate Planning for Parents of Children with Special Needs
Situation: Couples with young children often have a variety of insurance needs. The Foremost reason young couples should purchase insurance is to make sure to replace lost income, both in the event of a premature death or disability, and payoff mortgage and debts. Within this segment you may find some raising a child with special […]
