DBS

Fast and Easy life insurance

We provide your backoffice efficiency

Advanced case Design expertise

elevate your business by offering your clients a higher level of support and service

Life Insurance is our specialty

we know it end-to-end so you don’t have to

Who we are

We’re a 50-year leader in life insurance, making business easier and more profitable for our advisors.

DBS has a rich history in the insurance industry, with deep carrier relationships to give you and your clients the very best in choice and solutions. We take pride in the fact that as we’ve grown, we’ve maintained the close-knit feel among our employees and with our long-time customers.

Learn more

What we do

Efficient Life Insurance

DBS specializes in life insurance; we know it inside and out. This makes your sales more efficient and profitable, taking the hassle off your hands so you can do more business.

Advanced Case Support

Client solutions can be complicated. Our Advanced Marketing Attorney, working in concert with your Case Design Analyst work closely with you to design competitive solutions for your complex cases.

Underwriting Expertise

Our underwriting team has a thorough understanding of both medical and financial underwriting. We act as your client’s advocate and effectively negotiate with carriers to best position your cases.

Face-to-Face Sales Support

We’re one of the only BGA’s to provide dedicated Regional Sales Directors to meet with you one-on-one, and provide a local, live person for your sales and support needs.

Deep Carrier Relationships

Our 50 year tenure in the insurance industry means we have relationships with all major carriers. We’ll know the best carrier for your client and can shepherd your case from sale to in force.

Back Office Efficiencies

Our teams support you with the intricacies of insurance from initial sales to case management to contracting to legal expertise. We provide all support and services.

New to DBS? let’s talk!

Request a call

What people say about DBS

"So nice working with real people who care.

Not everybody in my world sees their business as a business. I do. As such, I think about things like profit, processes, customer experience, etc. I try to make my business as simple and elegant as I can. For me, DBS is a key part of that effort. Instead of attempting to sweat life insurance stuff, I let them do it for me. And it works. Emails and phone calls get returned. My clients get the right product at a great value. So nice working with real people who care.”

Candido Palomarez

Candido, Inc.

“DBS is the best!

What can I say about DBS?!! On so many levels, I have received tremendous support from the entire team at DBS. This began with my first phone call to DBS over 10 years ago. Case Design with multiple options and suggestions, personal insight from the Underwriting Team, follow-up and support from my Case Manager, and extraordinary Marketing ideas and material! They are the best!

Ernie Collyer, CLU, ChFC

Investment Adviser Representative

Collyer and Associates

DBS makes it easy to do business

Thanks for all the support I have received from your teams. DBS facilitates the “ease of doing business” theme which means I can focus on doing business through you all.

I look forward to doing more business through your organization.

Alan Brende, CRPC®

Private Wealth Advisor, Managing Director

Olympic Wealth Advisors