Planning for Blended Families and Second Marriages

Fixed Index Annuities (FIAs) and Multi-Year Guaranteed Annuities (MYGAs) are retirement products with unique benefits. FIAs provide growth potential linked to market indices while protecting your principal, making them ideal for those seeking moderate returns with market downside protection. They often include optional features like guaranteed lifetime income riders.MYGAs, on the other hand, offer a […]

Situation: President-elect Donald Trump and his allies have articulated ambitious plans for his administration’s first 100 days in office. Yet despite winning a Republican trifecta, lawmakers will face significant challenges to enacting its agenda.In the House, Republicans will have a small majority because three lawmakers are expected to resign, bringing the number of Republican seats […]

by Terri Getman, JD, CLU, ChFC, RICP, AEP (Distinguished) Situation: Typically, this monthly publication focuses on technical life insurance concepts. However, this month we are taking a slightly different direction to describe how a collateral assignment of a life insurance policy can be used to help secure a loan from a bank or other lender. […]