Will your clients have enough for retirement?

No one really likes to think about needing long-term health care services, but the reality is that each year, an estimated 10 million Americans need some type of long-term care to assist them in performing everyday tasks like eating or bathing1. Long-term care expenses are a key risk to your clients’ retirement plan. If long-term […]

Situation: Numerous life insurance strategies involve borrowing against the cash value of a policy. Policy loans can provide a fast and easy source of cash for clients. Often the terms of a policy loan are more favorable than a conventional loan. They do not have the stringent credit and underwriting approval requirements and the interest […]

Life insurance can offer much more than protection for loved ones. It can also help your clients achieve a variety of retirement goals including: Filling in gaps in retirement savings That may result from events such as premature death or job loss. Meeting late-retirement needs and legacy goals such as leaving assets for children or […]