Your relationship with your clients is more than “just business.” Clients look to you to provide guidance on financial matters, including the amount and type of life insurance that is appropriate for their unique situation. This week, we’re sharing some key strategies and ways you can build relationships with clients. Plus, we recommend some product ideas that work – all laid out in a handy grid and based on specific age ranges!
2021 presents a unique opportunity for individuals to accomplish significant transfer tax planning. The reasons for this include the following: An individual can currently transfer $11.7 million of property without gift, estate, and generation-skipping taxes. The current top transfer tax rate is 40%. Several strategies utilize interest rates that are at historic lows. However, the […]
President Biden’s proposals, if enacted, will have a big impact on many planning strategies. Keep an eye on these proposals so that you’re prepared to work with your clients accordingly. Read full PDF
Situation: The uncertainty of the estate tax laws has created a dilemma for many taxpayers, estate planners, and insurance professionals. Should moderately high net worth couples take action today to shelter a significant amount from estate tax (under the $11.7 million exemption) by making a large gift; or should they hold off making a large […]