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Using Historically Low Interest Rates to Acquire Life Insurance: Sale to an IDGT

With the Applicable Federal Interest Rates (AFR) at historic lows and the amount an individual can gift sheltered by the gift tax exemption at a historic high, some of the most commonly used estate techniques are even more effective right now. One technique that is effective in a low interest rate environment is the asset sale to an intentionally defective grantor trust.

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