Situation – The client was rated substandard table 3 due to anxiety,and allegedly being underweight at 5 foot 4 inches and 102 pounds. The carrier underwriting department cited the potential health risks associated with this, such as decreased immune function, cardiovascular disease, anemia, osteoporosis, etc. and therefore felt it was a ratable condition.Details and Outcome […]
Field Underwriting is the initial gathering of medical and lifestyle information prior to requesting an application. Collecting the proper information about your client is an important step in the life insurance application process because it allows you to submit accurate and detailed answers to all questions on the application. This information also allows the DBS […]
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