DBS

Diversified Brokerage Services

Investment Advisor Platform

Providing Point of Sale and Back Office Services

CONSULTATIVE, UNBIASED SOLUTIONS

Life, Disability, Annuities & Long-Term Care Insurance

We are a consultative resource helping you deliver unbiased insurance solutions to help minimize your clients’ risk, maximize available planning techniques and complement your strategies, without diverting your focus. We are an extension of your team.

FEE-ONLY ADVISORS

We work directly with you and your client to consult on insurance solutions and execute agreed-upon planning strategies on your behalf. We communicate on every aspect of the solutions we recommend and are fully transparent in our process.

FEE-BASED ADVISORS

We work with you to determine an insurance services model that best fits your practice, working alongside you during client conversations or as a case consultant. If you refer clients directly to us, we will show the care & personal attention your clients expect from you.

WEALTH ADVISOR FIRMS

We are uniquely positioned to help you uncover opportunities and provide support throughout the sales process. Having a case design team, coupled with an attorney on staff and in-house underwriters, we are able to provide all the back office support you need. 

Robust Solutions

With access to nearly 30 carriers across all product lines (life, LTC, disability and annuity), Jim and Barbara can meet a variety of client planning needs.

Comprehensive Process

As independent insurance advisors, Jim and Barbara help you gather client data and walk you through the final step of implementing and monitoring those policies on an annual basis.

Advanced Expertise

Already skilled with considerable experience in complex insurance planning, they also have an in-house attorney at DBS to assist with estate, business, and charitable planning.

Jim Ria web photo

Jim Boldischar, CLU, ChFC

National Insurance Specialist
877.593.7655
Email Jim

Schedule an Appointment

Barbara Ria web photo

Barbara G. Frederickson

National Insurance Specialist
877.593.7690
Email Barbara

Schedule an appointment

Natl Ins Spec

We Will Partner With YOU!

  • Understanding of Your Needs
  • Underwriting Advocacy
  • Full Service Support
To learn more about our services – Click Here

The Ease of Doing Business

With Us…

Obtaining client information is easy with our secure online questionnaires. They can be used to:
– Request a life, annuity, or disability proposal
– Gather health information
– Obtain data for an application

For Life Cases:

 General Questionnaire for ProposalInformal InquiryTerm Cases under $5M

For Proposals & Illustrations:

  LTCDisabilityAnnuity

Upload a File

Click Here

Working on an Advanced Case?

We have advanced resources to help! Contact our in-house Chief Underwriter and Advanced Sales Attorney. They can give personalized attention to your most important cases!
Ask the UnderwriterAsk the Attorney

BENCHMARKING ● POLICY REVIEWS ● STRESS TESTING ● COST ANALYSIS

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Securities offered through The Leaders Group, Inc. Member FINRA/SIPC. 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303.797.9080. Diversified Brokerage Services is not affiliated with The Leaders Group, Inc.


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