Diversified Brokerage Services
Investment Advisor Platform
Providing Point of Sale and Back Office Services
CONSULTATIVE, UNBIASED SOLUTIONS
Life, Disability, Annuities & Long-Term Care Insurance
We are a consultative resource helping you deliver unbiased insurance solutions to help minimize your clients’ risk, maximize available planning techniques and complement your strategies, without diverting your focus. We are an extension of your team.
We work directly with you and your client to consult on insurance solutions and execute agreed-upon planning strategies on your behalf. We communicate on every aspect of the solutions we recommend and are fully transparent in our process.
We work with you to determine an insurance services model that best fits your practice, working alongside you during client conversations or as a case consultant. If you refer clients directly to us, we will show the care & personal attention your clients expect from you.
WEALTH ADVISOR FIRMS
We are uniquely positioned to help you uncover opportunities and provide support throughout the sales process. Having a case design team, coupled with an attorney on staff and in-house underwriters, we are able to provide all the back office support you need.
Jim Boldischar, CLU, ChFC
National Insurance Specialist
Email Jim Schedule an Appointment
We Will Partner With YOU!
Understanding of Your Needs
To learn more about our services Click Here
To learn more about our process Click Here
The Ease of Doing Business
Obtaining client information is easy with our secure online questionnaires. They can be used to:
– Request a life, annuity, or disability proposal
– Gather health information
– Obtain data for an application
For Life Cases:
General Questionnaire for ProposalInformal InquiryTerm Cases under $5M
For Proposals & Illustrations:
Upload a File Securely
Working on an Advanced Case?
Ask the UnderwriterAsk the Attorney
BENCHMARKING ● POLICY REVIEWS ● STRESS TESTING ● COST ANALYSIS
Watch to Learn More About Jim
Watch the replay of our recent webinar!
John Hancock's Aspire for those with Diabetes
Terri Getman, J.D., CLU, ChFC, RICP, AEP (Distinguished) brings to DBS an extensive background and considerable industry respect, in both the marketing and advancement of large, complex life cases. For more than 30 years Terri has specialized in the appropriate use of life insurance in estate, business and executive benefit plans. Terri’s expertise and ability to turn complex life insurance planning techniques into understandable solutions has made her a well-known industry speaker and contributor to financial publications.
Past Issues – Counselor’s Corner
Complexities of Using Life Insurance in Retirement
Reconsider Owning Life Insurance During Retirement
Once you choose to work with us, here’s what the process will look like:
Step 1 - Advisor schedules a phone call or sends email
Step 2 - Complete Secure Online Questionnaire
Step 3 - Presentation & Decision
Step 4 - Submit Insurance Application
Step 5 - Underwriting & Policy Issue
Step 6 - Policy Delivery/Placement & In Force Support