Skip to content


We make doing business easier and more profitable for you.


An even EASIER solution for you!

We’re pleased to offer a special perk: application fulfillment. That’s right, our AppVantage team completes the application for YOU!

App Vantage Logo 01

Case Consultation with Case Design Analyst

Your Case Design Analyst completes
the initial data collection form and
initiates the process.

Advisor Completes the Data Collection

Advisor meets with client as necessary
to compile required personal
and financial information.

AppVantage Team Completes the Application!

Your team at DBS proceeds with the
application and completes all necessary
steps in the process.


It is required by law that the advisor collecting information protected under the Health Insurance Portability and Accountability Act (HIPAA) and/or information considered Personal Identifiable Information must be licensed in the state of sale.

  • Simply complete our electronic form with information from the client so that the AppVantage team can complete the application!
  • Communicate with your client (and owner if applicable) that they can expect to provide additional authorization and attestations.


  • Cases must have a Target Premium of $10k or higher
  • Permanent Cases only; use DBS FASTerm for your term needs
  • Any case with riders will be accepted; no Asset-Based Life/LTC (i.e. Lincoln MoneyGuard)
  • All states except for NY
  • No Business Insurance, Premium Finance or Minors

Website is for agent use only. Not for use with the general public. Privacy Policy | Terms of Use

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC. 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303.797.9080. Diversified Brokerage Services is not affiliated with The Leaders Group, Inc.

Before investing, research the background and registration status of any firm or financial professional you are considering dealing with at:

Designed by Apis Productions