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AG49A

AG 49A Deadline Announced for December 14th

AG 49-A, the third phase of Actuarial Guideline 49 originally adopted by the NAIC in 2015, goes into effect for most carriers on December 14, 2020. This phase mandates that illustrations for all Indexed Universal Life policies placed inforce after the deadline cannot include interest enhancement credits or multipliers.

If you have any current cases involving IUL policies that offer enhancements or multipliers it is critical that you meet the deadline or risk having to start over with new illustrations. Not to worry as Diversified Brokerage Services is the place to go for information so the transition is EASY for you!

We have all the information at our fingertips including all the carrier-specific product details and important dates and deadlines.

The deadline varies by carrier, so please contact your DBS Case Design Analyst more details!

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